credit card problems

 

Bad Credit



Bounced Checks and Your Credit Rating
Did you know returned checks can lower your credit rating?  Just a few dollars short in your checking account can cause long lasting problems for consumers.

What Happens If Your Car Is Repossessed?
It’s every car owner’s nightmare.  Your are behind on your payments and a tow truck shows up to take your car away.  Once the lender has your car, they will likely try to sell it in order to recoup at least some of the loan balance.   That doesn't mean you are off the hood for that loan!

Debt Settlement
Debt settlement is often considered before the more extreme step of filing for bankruptcy. Though such settlements have been around as long as loans have been made, this solution has gained wide popularity since the deregulation of banks in the late 1980's.

Bad Credit Mortgage
Bad credit mortgage lenders can help you get a much needed loan when you apply through their company but many of them lead consumers into the wrong direction on handling their money.

Bad Credit Cell Phone
If you have a bad credit rating you might think it’s impossible for you to obtain a new phone contract such as for a cell phone.  In some cases this is true, but more  there are several options you can explore for a getting a phone contract even if you credit is less than stellar.