credit card problems



Secured vs Unsecured Debt
There are different types of loans, and it’s important to know what which type you have.  You will need to understand the differences in order to be a good money manager, or, if the worse happens and you find yourself turning to credit or debt counseling, you’ll need to understand how different types of debt can be handled.

Consolidate Debt Online
Some people are motivated to consolidate debt online because they know they can save a lot of money by taking advantage of low interest rates. Others are panicking to find a quick and easy solution to help them deal with a mountain of debt.

Mortgage and Personal Finances
If you are planning to apply for a mortgage in the near future, it may pay to be prepared.  Lenders will want to dig into your financial life, and you must be prepared to present them with the paperwork that they require.